The nbkc difference
The Perfect Size Bank
We're large enough to finance multiple projects and small enough to know your name.
Let's do the math.
Looking for your dream home? Use our calculators to see how your mortgage could play out. Then, let's talk to make it happen.
Mortgage Qualifier
Mortgage
Qualifier
Find out if you qualify for the mortgage on that house you want.
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Maximum Mortgage
Maximum
Mortgage
Determine your max mortgage and how different interest rates affect how much you can borrow.
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Mortgage Loan Calculator
Mortgage Loan Calculator
Determine your monthly payment and how it could change over time.
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15 vs. 30 Year Mortgages
15 vs. 30 Year Mortgages
See them both and let us help you decide which is better for you.
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Fixed-Rate vs. Interest Only Mortgages
Fixed-Rate vs. Interest Only Mortgages
Compare a fixed-rate mortgage to interest-only mortgage.
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ARM vs. Fixed Rate Mortgage
ARM vs. Fixed Rate Mortgage
Compare a fixed-rate mortgage to two types of ARMs.
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Adjustable-Rate Mortgage
Adjustable-Rate Mortgage
Discover what your adjustable mortgage payments will be.
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Mortgage Points Calculator
Mortgage Points Calculator
Should you buy points? Let's find out.
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Is refinancing right for you?
Check out our two refinancing calculators to see if it's a good time to refinance. Still not sure? Reach out and we can talk about it.
Mortgage Refinance Break Even
Mortgage Refinance Break Even
When will you break even on your mortgage?
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Refinance Interest Savings
Refinance Interest Savings
How much interest could you save?
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The nbkc difference
Curious about mortgage rates?
Check out nbkc bank's general rates. Whether you're just exploring options or ready to dive in, we're here to help you make the right move!
Today's rates
Rates as of September 17, 2026 at 9:00 AM CDT. All rates are intended to be estimates for consumers.
| Loan program | Purchase price | Loan amount | Interest rate | APR | Total lender fee |
|---|---|---|---|---|---|
| Home Ready 30yr Fixed | $550,000 | $440,000 | 6.875% | 6.903% | $250 |
| Home Possible 30yr Fixed | $550,000 | $440,000 | 6.875% | 6.903% | $250 |
| Conventional 30yr Fixed | $550,000 | $440,000 | 6.990% | 7.019% | $250 |
| Conventional 15yr Fixed | $550,000 | $440,000 | 6.375% | 6.416% | $250 |
| VA 30yr Fixed | $550,000 | $550,000 | 6.490% | 6.722% | $0 |
| FHA 30yr Fixed | $305,000 | $294,325 | 6.625% | 7.370% | $250 |
Home Ready 30yr Fixed
- Purchase price
- $550,000
- Loan amount
- $440,000
- Interest rate
- 6.875%
- APR
- 6.903%
- Total lender fee
- $250
Home Possible 30yr Fixed
- Purchase price
- $550,000
- Loan amount
- $440,000
- Interest rate
- 6.875%
- APR
- 6.903%
- Total lender fee
- $250
Conventional 30yr Fixed
- Purchase price
- $550,000
- Loan amount
- $440,000
- Interest rate
- 6.990%
- APR
- 7.019%
- Total lender fee
- $250
Conventional 15yr Fixed
- Purchase price
- $550,000
- Loan amount
- $440,000
- Interest rate
- 6.375%
- APR
- 6.416%
- Total lender fee
- $250
VA 30yr Fixed
- Purchase price
- $550,000
- Loan amount
- $550,000
- Interest rate
- 6.490%
- APR
- 6.722%
- Total lender fee
- $0
FHA 30yr Fixed
- Purchase price
- $305,000
- Loan amount
- $294,325
- Interest rate
- 6.625%
- APR
- 7.370%
- Total lender fee
- $250
Would you like the tour?
It's good to have easy, online banking services. It's even better to have real people helping you along the way. Let's get to know each other.
Home Loan Calculator
Home Loan Calculator
Try our free online mortgage rate calculator.
Home Loan Calculator
Try our free online mortgage rate calculator.
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Your Mortgage Estimate
The interest rates shown below are based on your credit history, property type and loan amount on a 45 day lock period. The actual interest rates and fees available to you may vary and may differ from the rates displayed.
Loan rates (APRs) are effective on date of publication and may be subject to change. Actual loan rate (APR) may be higher than listed rate based on credit qualifications of applicant(s). Please contact us for details. Member FDIC. Equal Housing Lender. NMLS# 409631.
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