Our Latest Rates
Our rates are designed to help you save more money. See for yourself.
APY - annual percentage yield | Rates effective as of - 10/15/2026.1
The nbkc Everything Account
Goals Account
1.75%
All Balances1.73%
Interest Rate
$0.01
Min Balance to
Obtain APY
$0.00
Min Opening Deposit
Personal Money Market
Personal Health Saving Account
1.01%
All Balances1.00%
Interest Rate
$0.01
Min Balance to
Obtain APY
$0.00
Min Opening Deposit
Personal IRA Savings
2.00%
All Balances1.99%
Interest Rate
$0.01
Min Balance to
Obtain APY
$0.00
Min Opening Deposit
The nbkc difference
We know rates are important. That's why we offer competitive options that work for you.
We're Kansas City-proud, with satisfying services and satisfied customers nationwide.
"The bank's interest rate on checking deposit is one of the best in the nation. Love their customer support reps as well."
- Tony H.
"Great interest rate, great service and great app that continues to improve!"
- Cory O.
"Simple to use, love the interest."
- Robert B.
Good things to know
Interest rates and APY may change after account opening.
Deposits made within the first 30 days of opening a new account will be held for 5 business days before the funds are made available, and possibly up to 9 business days depending on the situation. Additional holds on deposits may occur even after the initial 30-day period, but funds are typically available the next business day.
Domestic wires
Send: $5.00/wire
Receive: free
International wires
Send or Receive: $45.00/wire
More Rates
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1 APY = annual percentage yield | Rates effective as of - 10/15/2026. APY is variable and subject to change at our discretion, without prior notice. Fees could reduce the earnings on the account. Minimum balance required to obtain APY is $0.01.