Meet Michael

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I would like to thank Michael for the professionalism, knowledge an superior communication skills that he exhibited during my recent loan refinance. I have mortgaged or refinance houses over six times in my life and this experience was by far a cut above the rest. When I deal with individuals in the professional marketplace the two questions I asked myself are, would I want this person working for me or, would I look forward to working for this person, the answer in both cases is a resounding yes!

Michael Thompson promised me that my loan would close in 30 days based on facts and figures that we had discussed, responded to my questions promptly and contacted me immediately in regards to changes or updates.

A home purchase or refinance is a major life decision and Michael exceptional performance in regards to this matter has made my life a whole lot easier,

Thank you Mr. Thompson!

—A. Anthony

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Michael did a couple of VA Home Mortgage Loans for my wife and me, including refinance on my old home, as well as the purchase of a new home.

Michael knows the ins and outs of the VA process like the back of his hand, and was very accommodating to our very tight timeline. He promptly responded and returned any phone calls I had. As anyone who has been through it knows all too well, buying one home while selling another is stressful to say the least; it was nice to know my home financing was being handled professionally, allowing me to focus on other parts of the transaction.

I have since had the pleasure to recommend him to others looking for home lending and would do so again without hesitation.

—B. Dexter

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I recommend Michael to handle all your VA refinances and purchases based of my experiences. I was able to close my loans fast and at my convenience. In both situations, Michael was able to arrange to structure my loans and have all the paper work FEDEX so I could sign them with a local loan agent/notary. The closings were both effortless and ideal for military personnel on the move.

—J. M. Esposito

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Michael helped us complete a very, very difficult refinancing for our investment property in Arizona. He never gave up on us, always finding ways to lead us through the paperwork, this was accomplished long distance. He also consistently supplied answers to our questions our many questions. I would highly recommend Michael to anyone regarding financing.

—P. Doherty

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I was a client of Michael Thompson at NBKC, and he helped me through the mortgage process for my first home purchase in 2014 in Sacramento, CA.

It only took only 9 days, from the opening of escrow to completion of loan docs (including the underwriting process). If I wanted to, I could have closed on day 10 due to Michael’s diligence. The quick turnaround was directly a result of him being communicative, prepared, anticipating possible issues and staying in contact with the many parties involved.

I initially had concerns about working with a lender in a different time zone and state (CA and KS). These concerns were proved unfounded. My lending experience was incredibly easy and handled all via email and phone. We did frequent check-ins to make sure everything was on track. During these check-ins, he was helpful and walked me through possible “worst-case” hypothetical situations, and how to avoid and mitigate them, so that I was prepared. He was knowledgeable about all aspects of the loan, appraisal and underwriting process.

From the beginning of my home search, Michael knew that I it was going to take a while for me to find the perfect house in a competitive market (midtown Sacramento, CA). My house hunt took over six months but he was patient and kept in contact to make sure I had everything I needed, all without pressure.

In addition, he offered the most competitive rate and delivered as promised and quoted per Zillow (where I found the NBKC). There were no surprise fees and there were no problems with the appraisal. I would recommend Michael and NBKC based on my experience. You can reach Michael at: 913.638.7339.

—G. Li

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It was fantastic to work with Michael on my VA Loan. Half way through my job search, we did the pre-approval for my loan, but unfortunately, the job offer fell through. Over the next six months, we kept in contact on the status of my search and in January, an offer letter came through and Michael quickly pushed my loan application through, getting me an outstanding rate. I highly recommend him to anyone looking for a VA (or any mortgage) loan, especially if you are put off by high pressure loan companies pestering you to sign on the dotted line.

—F. Lundgren

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I have worked with Michael a number of times, and have been so impressed with his knowledge of the mortgage market and ability to get results that I have referred him to a number of my friends. In all cases, my referral has led to new and happy customers, with many thanks given to me for passing Michael's name on. I have yet to have a friend tell me that they got a better deal somewhere else after I have given them Michael's number.

I encourage anyone looking for either a new loan or a re-fi to contact Michael. You will get professional service mixed with friendly advice, and of course a great loan at the and of it all. I cannot recommend Michael highly enough.

—M. Robinson

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When choosing a mortgage provider, it was important to my husband and I to work with a professional who worked with many VA loan applicants and knew the ropes of this type of loan.

Being licensed in real estate myself, I know that it can be a tough sell to bring an offer to a seller with a preapproval/prequalification from a non-local bank. However, in order to ensure we were getting the most thorough service on our VA loan, we went with a bank in an area of the country where there is a greater saturation of military families and vets. We were able to assess that NBKC caters to the needs of these folks unlike any local bank.

We have done two streamline refinances with Michael, which happened so fast, with so little effort from the two of us, I couldn't believe all the work that went on behind the scenes. With those transactions, Michael helped us lower our mortgage by about a third.

Recently, my husband and I decided to sell our home and make a new purchase. Michael was patient, thorough, and understanding of our very complicated situation. He guided us in such a way that we could cut through the chaos and see our objective.

Not only did he reach all of his deadlines early with our new purchase, he impressed the seller's agent with his professionalism, notwithstanding her skepticism for non-local banks. Also, after consulting the closing attorney, I learned that his office felt NBKC ran a smooth and efficient operation.

Michael and his team really hit it out of the park with every step of this process.

I would recommend Michael to anyone who asks for the name of a great mortgage professional, to include friends, colleagues and family members.

—S.. Hannan, Esq.

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Michael did exactly what he said he would do when he said he would do it. He is truly an expert in residential VA lending. My client went binding on his first home purchase on June 19 and closed and moved in on July 24th. That is almost unheard of with a VA loan. In addition he was highly assessable and a great communicator throughout the entire process. I will no doubt refer Michael to my clients in the future for any/all home mortgage loans. He is first on my list and I look forward to working with him again in the near future.

—P. Simoni

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Michael was fantastic to work with. Not only did he get us the lowest rate I have ever seen, but he was about to push our loan through even when I had to shorten the window I needed it in. I would recommend Michael to anyone looking for a loan.

—B. Teasdale

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Mike was referred to me by a friend and didn't miss a beat in cruising through a super smooth refinance at the best rate I could find anywhere. I'd recommend Mike without equivocation.

—R. Stearns

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Mike was very straight-forward and low pressure in his approach. The work got done in a timely manner with a great rate. I already recommended him to a friend.

—M. J. Pretzer, M.D.

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Micheal was very detail oriented and watched over our Mortgage application very closely. He communicated daily and kept us informed throughout the entire process. I would recommend him to anyone interested in refinacing or securing a Mortgage. We researched the rates for several months and Micheal was able to provide us with the most cost effective competitive rates on the market!

—C. Ammerman

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Michael has worked diligently for my first time home buyer to provide great service on their loan. He went out of his way to smooth over the obstacles that happen when you are helping a couple understand the process of securing and closing a loan. He always kept great and timely communication to me and my clients so that we were well informed. His cheerful attitude and willingness to help make him a perfect choice when selecting a mortgage consultant. I highly recommend Michael and proudly recommend him to my clients now and in the future!

—P. Baker, Reece & Nichols

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I've worked with Michael on two occasions to refinance properties. I've found him to be honest, responsive, and professional. I recommend him to anyone looking for mortgage financing.

—D. Comfort

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Michael did an outstanding job helping me refinance my home. With all the new regulations and requirements to get a mortgage Michael handled every step and ensured that I receive the best service possible. Great experience. I highly recommend Michael for all your real estate loan needs.

—R. Mestre

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Michael is by far the best mortgage broker I have worked with. He always answered my calls and emails promptly and really knew what he was doing in his field!

—R. Amoroso

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Michael handled the refinancing of my home in 2010. He understood what my needs were and met them in a timely and professional manner. Refinancing is never a fun activity and he made it extremely easy. I would highly recommend him and will use him again in the future.

—B. Pink

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Michael has an excellent aptitude to understand client's needs and requirements and brings out excellent results in a short span of time. He strives for excellence in everything he does and is a person of his word. We've spoken numerous times about financial scenarios and he provided me with information about what to expected in each of the scenarios. I would highly recommend Michael as he is reliable, trustworthy, and gets the job done to perfection!

—D. Collins

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Michael was very easy to work with. He kept our refinancing costs low with no hidden fees. I highly recommend him.

—J. Carrasco

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Michael did our home loan and did an awesome job. I highly recommend Michael for your next home loan, he will certainly be my first call!!

—B. Haugh

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Michael is very professional and adept at his job. He was able to explain the whole loan process in a way that was informative and made me feel at ease.

—M. Moore

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Michael was very prompt and accommodating in helping us to refinance our house. He made the process very easy.

—M. Denson

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We have financed and refinanced our mortgage almost every year, and I only wish we had discovered Michael Thompson earlier. What a pleasure to work with (and who likes refinancing?)!

—E. Jorgensen

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I had the pleasure of working with Michael on buying our first home. I knew nothing about the home-buying process. Michael was always available to answer my questions and provide a detailed explanation. I will work with Michael again if we ever decide to move. I would give him the utmost recommendation for anyone considering taking that first step in buying a home. It is people like Michael that make the process stress-free, quick, and efficient. We were in our home within a month after my first conversation with Michael. Thanks again!

—D. Griffith

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Michael handled refinancing my home a few years ago. It was my first time refinancing, and I entered into it with trepidation. Michael was amazing at providing all the information I needed, in a clear way that I understood, to make the process easier, and get the refi done very quickly. I would definitely recommend using Michael...you will get straight answers, creative solutions to any problem, and excellent service.

—L. Blank

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I was recommended to speak with Michael when i relocated to Kansas in 2009. With all that comes along with relocation, it was great I had Michael handling my new Mortgage. He was well organized and handled all the details so the move turned into somewhat of a non event. More so, he was extremely personable and had my best interest in mind. I have never had such a great experience in purchasing a home and we worked with Michael to refinance a year later with the same great experience.

—C. Blasen

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I was impressed with Michael's expertise and attention to detail through the entire process of the refianance. I highly recommend him.

—C. Carnahan

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Michael Thompson is a very dynamic and savvy mortgage loan professional who has helped me, my friends and family to get a better rate.I would recommend him for any mortgage loan related queries and business.

—S. Gopalaswamy

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Michael was instrumental in assisting my wife and I with the refinancing of our primary mortgage to a 20 year loan. He was efficient and thorough and made the experience seamless. I strongly recommend Michael and his work to anyone as he can provide efficient answers and a straight forward approach.

—C. Lanza

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I worked with Michael in connection with a refinance. He was extremely professional, provided timely information and updates throughout the process and the closing was smooth. He is the first person I would call for a mortgage.

—R. Daruvala

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We worked with Michael to refinance our home in 2010. He was incredibly responsive throughout the process, outlined all steps along the way, and made sure we weren't caught off guard with any surprises. Everything played out exactly as we discussed up front. I've recommended Michael to several friends and would do the same to you. The next time we're in the market for a home loan or refinance, Michael is the first person I'll call.

—D. Mullen

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Michael handled our loan refinance. He is very good at his job, and it was a pleasure to work with him.

—M. Klink

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Michael provided excellent guidance and support through the refinance process.

—B. Goodfellow

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My go-to person when refinancing personal or for investment properties! I can count on Michael for outstanding service, reasonable fees, and timely delivery of capital.

—B. R. Poisson

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Community Pastor at Centerpoint Church

Michael displayed great dedication and expertise during the refinancing of my home mortgage. I certainly recommend him to others who need this type of service!

—V. Willis

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Getting a mortgage was smooth and easy. Thanks!

—S. Lisle

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I can't recommend Michael highly enough. We worked with him through a stressful move, and he was great. He was the single person who was our advocate throughout our entire homebuying process. He explained things to us, made sure our paperwork was ready to go quickly, contacted our realtors on our behalf when questions arose, and made sure that we were in the best place possible to purchase our ideal home as our best price point.

—R. Miksch

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Michael went above and beyond to service us for our home loan. He beat out all of the competition in my area for rates by a large margin and was professional in explaining all of the ins and outs of the home buying loan process. The responses and after hour calls didn't go unanswered as he was quick at reverting with the answer immediately. The best part is we found out that you don't need to deal with a loan officer in person and the simplicity of email and phone calls were much simpler. Our family highly recommends going through Michael as he provided a level of customer service that is extremely hard to find when buying a house.

—T. Nguyen

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Michael Thompson was recommended by a friend and he lived up to the rave reviews. Michael did some great analysis based on our situation and made sound recommendations for loan options to refi an existing investment property. Michael works fast and stays in touch throughout the course of the loan. I've worked with dozens of loan officers over the past 30 years and Michael ranks #1.

—S. Lewallan

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I recently worked with Michael to refinance my home mortgage. It was a pleasure to work with him. He made the process transparent and smooth, which was very impressive.

He was patient and responsive with all my questions, explaining them all in details. I had a couple specific requests for closing the loan and he was able to provide options to accomplish them. We had time difference and he made himself available outside of working hours to answer my questions. I really appreciated that!

Overall, he was extremely professional and courteous. I would definitely recommend him to my friends and I will go to him for my next loan application.

—M. Wang

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Michael lives up to all of the rave reviews I read about him before contacting him about our mortgage. After being extremely frustrated with two local lenders that were complicating an uncomplicated mortgage process and treating us like they were doing us a favor for even lending (note: we were very easy clients for qualification), and not being straightforward about fees, I found Michael after reading reviews on Zillow. I had never heard of a mortgage through Costco, but at the 11th hour (32 days before closing), decided to give him a call to see if it was at all possible to work with NKBC. I explained our scenario, and he quickly got moving. Unlike the others, seeing all our information, he took an approach that the other lenders hadn't considered and minimized the documentation we needed to provide, and we got a rate that was .5% lower than what we were getting locally. He was incredibly responsive, fast and always kept me in the loop. We closed in 32 days, without hiccups, no headaches and always knowing on the front end what the actual fees were (and they were lower than what we were going to pay). This guy is great at what he does, and understands a lot of the nuances about mortgage lending that others don't.

—R. Johnsson Chiang

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Superstar Service!!! 

Michael is the best! Bottom line. Do not hesitate a moment about working with Michael and NBKC. His service and attention to detail is unparalleled. He did our VA loan and supported us through the entire process (even before we purchased the house). Michael is personable, driven, and meticulous. You get top notch service without feeling like you're just an account. It was an absolute pleasure to work with Michael, and we look forward to dealing with him again when the opportunity arises. I can give nothing but top praise and my 100% referral to work with him. Thank you again!

—S. Greenspan

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Michael was very through and honest in explaining cost involved in the process. He was timely whenever any paper work needed to be done and he kindly and repeatedly explained when I did not understand the financial jargon. When i missed signing document he never was mad or irritable. In the end he found the lowest rate we could possibly have at the time. I trust Michael and if i have to do it again I will definitely go to Michael. i will recommend him to my friends for loan or refinancing

—H. Yuo

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Outstanding Loan Officer 

Michael was extremely professional, knowledgeable, reliable, and responsive to all my loan processing requirements. I've worked with multiple lenders in the past, but Michael by far succeeded them all in terms of customer service and competiveness. Not enough space to explain how satisfied I was with his eagerness to complete my loan and deliver my home in a timely manner. Thanks, Michael!

—J. Wagner

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Rock Star

Michael is exceptional at what he does. The 'Jerry McGuire' of loan originators. When my wife and I found our dream retirement home we called Michael right away. He did a refinance for us a year earlier on an investment property (see my other review on Michael). I was transitioning out of a 30 year career and had already submitted for retirement. We had been looking for months an needed to to close fast. Michael was with us every step of the way and stayed on top of the loan process. Michael Thompson makes you feel like you are at the top of his client list. The day of closing he called just to see how we were doing and if we had any additional questions. Simply put, this is the best loan officer I have worked with in 30 years.

—S. Lewallen